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Date: | Fri, 13 May 2005 10:56:50 -0500 |
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Now that it's Friday afternoon, that story reminded me of this one which I
heard recently:
BANK LOAN:
A man walks into a bank in New York City and asks for the loan officer. He
tells the loan officer that he is going to China on business for two weeks
and needs to borrow $5,000.
The bank officer tells him that the bank will need some form of security
for the loan, so the man hands over the keys to a new Ferrari parked on the
street in front of the bank.
He produces the title and everything checks out. The loan officer agrees to
accept the car as collateral for the loan. The bank's president and its
officers all enjoy a good laugh at the customer for using a $250,000
Ferrari as collateral against a $5,000 loan. An employee of the bank then
drives the Ferrari into the bank's underground garage and parks it there.
Two weeks later, the guy returns, repays the $5,000 and the
interest, which comes to $15.41. The loan officer says, "Sir, we are very
happy to have had your business, and this transaction has worked out very
nicely, but we are a little puzzled. While you were away, we checked you
out and found that you are a multi-millionaire. What puzzles us is, why
would you bother to borrow $5,000?"
He replies: "Where else in New York City can I park my car for two weeks
for only $15.41 and expect it to be there when I return?"
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