Jerry..
... around 16 y ago (16y, sixth part of a century, god!) I've had a similar question: the saturation of some laminates (PI vs. FR-4) and applied IPC-ML950B, §2.3.20. May the Schwartz can use a similar procedure for a coated, inert substrate:

... and turn on the calculator
However, I think the meaning of a moisture absorbtion figure is limited. More significante are electromigration tests of realistic combinations (pcb-solder resist-flux/soldering-cleaning-conformal coating)  and  a cross-cut test after clima exposition.

Or a very nice quick test to check the adhereance (indicative or comparative): exposition in a autoclave at 125°C (equals 1.31bar damp overpressure) for 30 minutes.

Bernhard